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Successful Closing Tips

At Penrith Home Loans, our goal is to make the home buying process as easy & stress-free as possible.  While your loan is in progress, please take note of the following suggestions that can affect the approval process & final closing:

  • Respond quickly to all requests for information

  • Avoid “shifting” your money from bank accounts

  • Maintain your current employment/income source

  • Keep residence, marital status, business ownership, etc., stable

  • All large non-payroll deposits must be documented

  • Avoid credit increases or inquiries

  • Do not obtain new debt or make any major purchases

  • Identify & document gift funds early if applicable

  • Inform us of travel plans, as you will need to be present to sign final papers & send requested documentation

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WMS Series LLC NMLS ID 713524
WMS Series LLC/WMS Online NMLS ID 1130
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